Z Pay
works.

A financial wallet for Gen Z, built from the research in the case study and now running as a functional prototype — not a click-through of static frames. The balance is real state: send money and it leaves your account, appears in history, and changes what you can afford next.

Try a flow

Passcode is 12345. The lock screen validates it properly and rejects anything else — the security layer 83% of participants said they wanted.

Cards are objects, not images. The rail snaps, the active card drives the balance you spend from, tapping flips to the back for the CVV, and freezing a card blocks every payment until you unfreeze it.

What's simulated: the camera feed and any bank connection. No real money, no accounts, no network calls.

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